Here’s a quiz for you.

Take a look at the 12 things American’s buy below and tell me what you notice.

1. Bowls

2. Adult diapers

3. Legal marijuana

4. High-Deductible Health Care Plans

5. Things from Canada

6. Fast Food Hot Dogs

7. Car leases

8. E-cigarettes

9. A beer named Michelob Ultra

10. Stuff via Mobile Devices

11. Guns

12. Streaming Service Subscriptions

So what did you notice?

Other than number 4, none of the above can be considered an investment.

Spending your hard-earned money on the absolutely necessary is one thing.

But, things like e-cigarettes and marijuana make me wonder what is wrong with most Americans today.

They focus on luxuries instead of investing.

Of course, you’ll treat yourself every once in a while to something nice. You work hard and you deserve it. I personally will go kayaking next week to Glacier Bay, Alaska. But I didn’t miss the big picture when I got started.

What’s the big picture?

You’re an investor first, then a spender.

When you invest your hard earned money first, they multiply down the road.

Later, all you have to do is reap what you sow and enjoy the seeds of your efforts.

It’s that simple.

Are you not sure what consists an investment?

Take a look at the one I invest in.

Sincerely,
Joseph Smith

P.S. Let’s rap a bit more about investments.

Most people bring in mind Warren Buffet when they hear “investment” but he’s not a good example.

Buffet feels comfortable waiting 20 years for a company to bring in huge sums of money.

I don’t want millions in 20 years and I know you do too.

So you don’t have to buy Coca Cola or Apple stocks and wait decades.

You can start a simple home business that will give you a nice side income by month one if you are serious.

In my opinion, it’s the choice for you if you don’t want to wait a long time before earning money.