“If I ever make some money, I’ll visit him”.
I was chatting with my friend Maria yesterday and she dropped this little gem.
She’s put on ten pounds ever since I saw her and hates how her body looks.
So, I recommended a dietitian friend of mine, who’s awesome at slashing slabs of fat out of your body.
She can’t afford him and if she ever makes money, she’ll THEN set an appointment.
I shake my head with phrases like this.
“If I ever make money”.
You don’t say “if” when it comes to money.
You say “I’ll do X and this will make me money”.
Take for example Maria.
She has a day job and wants to invest in a service that improves her life. She doesn’t save any money. She has fixed income and expenses. If she can’t afford the service now, how will she afford it later?
Is there a better way to approach this?
She’ll reduce her non-essential expenses. Things like watching a movie, takeaway food, and drinks are bombs to her income. With the money she’ll save she can join a decent opportunity like the One step up program. Then, with a little work she’ll create a hefty amount of extra cash, to use any way she wants.
It doesn’t get any simpler than this.
And it doesn’t have to be just her.
You already have something you want in mind.
Your current income prevents you from enjoying it.
Yet, you can enjoy any type of luxury you want with two smart choices.
Reducing unnecessary expenses is numero uno.
P.S. I presented Maria with my solution and she liked it.
She wasn’t happy with the idea of cutting her expenses, yet she’s a smart gal.
When we grab drinks, she ends up drinking 3-4 glasses of wine.
It’s easy for her to cut this to 2 or even 1 glass.
Maria understands the importance of thinking long-term.