What would you do if you were unable to work for two whole months?
How would you and your family pay the bills?
Would you still have a job when you got back?
Those were my exact worries in 2009.
I was practicing Capoeira at the time, a Brazilian martial art that uses acrobatics.
In one session, the teacher (we call him Mestre) and I demonstrated a movement ending with a take down.
For whatever reason, instead of landing on my back, I landed on my left shoulder.
The class went silent.
Mestre stared at me.
I stood up, raised my hands and announced everything was OK.
But only my right arm was in the air.
The left one was hanging next to my body, refusing to move.
Mestre grabbed it and forced my shoulder back into the socket with a big POP.
It hurt and I tried not to cry.
My wife hurried over and rushed me to the hospital.
There, the orthopedist prescribed two whole months rest.
“You better call your bosses and inform them you can’t do anything physical for those two months.”
“I work at home Doc, so I don’t have to call anyone.”
“Oh, you’re lucky then. Most people who dislocate an arm or injure their backs have it really tough. Even the ones with strained wrists are too scared to inform their bosses for fear of getting replaced.”
You know, back then I didn’t realize it but Doctor was right.
I was and still am, lucky.
I’m not sure what would have happened if I was still working a day job.
I don’t want to know.
I’m happy I did my due diligence way before this accident happened.
The question is what would you have done?
Are you prepared in case of an emergency like this?
Or will your whole financial stability crumble down?
Leaving you vulnerable.
You and your spouse struggling to pay the bills.
Your kids unable to have fun in life.
It would sting.
And you must prepare yourself.
P.S. I’m always amused by people who complain when they have an accident.
They blame their bad luck, their boss, the government, the Martians and everyone else when the don’t get financial support.
The sad reality is nobody cares about you.
Nobody will prepare a safety net in case you injure yourself something.
You’re all alone out there.
So you need to create your own financial safety net.
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